---
title: Create Payments
slug: payments/create-payments
description: Create and process customer payments quickly with Unaric Payments using credit cards, bank transfers, and digital wallets.
createdAt: 2025-02-03T23:15:03.765Z
---

Create a **Payment** record to contain all the information needed to control the payee experience via the paypage, including currencies, payment routes available, amounts, and languages.

Payment records can be created from the Unaric Payments tab or from the previously created Authorisation records.

## Create payments

1. Go to the **Unaric Payments **tab.
2. Click the **New **button on the action bar.
3. Select record type (*inbound *or *outbound*) and click **Next**.
4. Fill in record details. 
5. Click **Save **to finish.

## Create payments from Authorisation records

1. On the **Unaric Payments Authorisations **tab, navigate to the authorisation record for which you wish to set up a payment.
2. Under the **Payments** list, select** New**.

   ::Image[]{src="https://s3.amazonaws.com/cdn.freshdesk.com/data/helpdesk/attachments/production/43025238103/original/_hXUGiKmh56k1_DbCZ_kYQjGooYm4EMKSg.png?1549643412" size="68" width="490" height="314" darkWidth="490" darkHeight="314" position="center" showCaption="false"}
3. Complete the payment details. The **Authorisation** field will be pre-populated with the required authorisation record. Click **Save**.
4. Navigate to the payment record and click **Process Payment Using Authorisation **on the actions bar.
5. A pop-up window will show you the authorisation details. Click **Process Payment **to finish.

## Custom references

Some PSPs allow specifying a custom reference attached to payments. You can achieve this using the **Custom Reference** field on the payment object. 

However, not all PSPs or PSP account types support custom references, and some often have restrictions on the maximum length of a reference. Check your PSP documentation for any rules around specifying custom references and their maximum length. 

:::hint{type="warning"}
Setting a custom reference where they are not supported or an invalid custom reference may cause a transaction to fail.

If specifying custom references for **GoCardless Direct Debits** via passthrough parameters, the combined length of the Mandate Reference and Payment Reference must not exceed 18 characters.
:::